Credit Cards


Standard Mastercard

With a Standard Mastercard from NCCU, you will enjoy a low-interest rate, worldwide acceptance, and the power to make purchases wherever Mastercard is accepted. With no annual fee and competitive rates, this is a great card to carry in your wallet!

Automatic Travel Accident Insurance – You, your spouse, and dependent children up to age 19 (age 23 if a full-time student at an accredited school or college) are automatically covered with common carrier travel insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is available to you at NO EXTRA charge on our Standard Mastercard.

For assistance with your online Mastercard Account, call (866) 604-0380.

For questions about your Mastercard Account, call (800) 299-9842.

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Mastercard Gold

With our Mastercard Gold Card, receive an introductory interest rate of 0% for the first six months when you transfer a balance. After this introductory rate, continue to enjoy a low-interest rate, worldwide acceptance, and no annual fee.

Automatic Travel Accident Insurance – You, your spouse, and dependent children up to age 19 (age 23 if a full-time student at an accredited school or college) are automatically covered with common carrier travel insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is available to you at NO EXTRA charge on our Mastercard Gold Card.

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Visa Platinum Preferred

With our Visa® Platinum Preferred Card from NCCU, enjoy 1% cashback on purchases, along with competitive rates, worldwide acceptance, and no annual fee. 

This Visa® Card also provides our members with an assorted number of enhancements and Bonus Points rewards that can be redeemed for cash, brand-name merchandise, or fabulous travel rewards which include airline tickets, cruises, and more!

Automatic Travel Accident Insurance – You, your spouse, and dependent children up to age 19 (age 23 if a full-time student at an accredited school or college) are automatically covered with common carrier travel insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is available to you at NO EXTRA charge on our Visa® Platinum Preferred Card.

Qualify and receive your NEW VISA CARD – Earn 1,000 Bonus Points*

*Open and use your new Visa Card and you’ve already earned points towards cash or rewards for just having opened your Visa® Platinum Card. Every time you use your Visa® Platinum Card, you earn bonus points. More Points means More Rewards or 1% Cashback! Redeem your Bonus Points for CASH by contacting any NCCU office or brand-named merchandise by simply visiting www.scorecardrewards.com or contacting the Scorecard Service Center at 1-800-854-0790. Remember, Bonus Points earn Travel Rewards too! Explore your travel options online and find out what is available and how many points you need for that special travel opportunity. When you are ready to make your reservations, call the Scorecard Travel Center at +1 (800) 842-3006. 

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Lost/Stolen

Mastercard Debit Cards:
Lost/Stolen: (800) 523-4175 (24/7)
Fraud: (800) 327-8622  (24/7)

Mastercard and Visa Credit Cards:
Lost/Stolen: (800) 325-3678 
Disputes: (800) 600-5249

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